Who Accepts Debit Cards For Money Orders

Money Order Nigh Me: x Places To Become One, With Fees and Locations

• What Is a Money Order
• Where to Become One
• Banks or Credit Union
• Western Union
• US Postal Service
• 7-Xi
• CVS Pharmacy
• Kmart
• Kroger
• Meijer
• Publix
• Walmart
• Security Tips

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Personal checks sometimes have a day or ii to clear, then non anybody will accept one out of fear that the check might bounciness. In those instances, you lot'll need either a money guild or a cashier's check. Typically, coin orders are for amounts less than $1,000, and cashier's checks are recommended for anything higher.

What Is a Money Order?

A money order is a paper document that carries a monetary value. Money orders function similarly to personal checks, but they are not attached to your banking company account. They are written to a payee and are prepaid and then the payee has a guarantee that the necessary funds are available. Money orders often have a budgetary cap, such as $500 or $1,000.

Here'southward an example of how a money order might look:

When Do You Need a Money Order?

You demand a money order when:

• You need a funds-guaranteed way to pay someone
• You owe someone a payment but don't want to be walking around with cash
• Yous need or want to exist able to write a check without revealing your depository financial institution business relationship data
• A check is required to pay a pecker, but you don't take a depository financial institution account

You might use a money club to:

• Pay anyone who needs assurance of your power to pay
• Pay a beak, like rent
• Pay movers
• Pay someone for a piece of art or furniture without carrying cash
• Make a large buy without putting it on a credit carte du jour
• Send money to someone in a correctional facility

Where Can You Go a Money Order?

Many retailers offer coin orders, but almost of them accept one of 2 companies powering the transaction — Western Matrimony or MoneyGram. Both companies have their ain retail locations also, so yous tin can go directly to them if yous'd prefer.

You tin can asking a coin society in any of these locations:

1. Whatever Banking concern or Credit Wedlock

Y'all may pay a fee, typically around $five, just you should exist able to walk into a local depository financial institution or credit union branch and request a money club. You should not demand to take an account at the bank or credit union to do this.

2. Western Wedlock or MoneyGram Locations

Both Western Matrimony and MoneyGram are financial service providers. Both have retail locations and can provide yous with coin orders as well as other ways to move coin. Yous can detect a location virtually yous past using the locators at the Western Spousal relationship and MoneyGram websites.

Their services are also available at retailers yous likely frequent oftentimes (more on that below).

3. Us Mail service

Head to any post office with your greenbacks, debit card or traveler'south bank check. Y'all will not be able to pay for a coin order by charging it to a credit card. You'll pay a processing fee of $1.45 for amounts ranging from 1 cent to $500 and $one.95 for amounts ranging from $500.01 to $1,000.

You can also get a money order at many retail locations you visit on a regular basis, such as whatever of the following options.

4. 7-11

The majority of seven-Eleven's locations are in the U.S. Availability and fees differ betwixt locations.

Limit: $500

Fee: Varies by location, ranging from 1% to 3% of the money lodge value

Provider: Western Union

5. CVS Chemist's shop

CVS owns and operates thousands of drugstores across the U.S. Greenbacks is the only form of payment accustomed for a money order at CVS, and yous must have a valid ID with you.

Limit: $500 per money order; $two,500 maximum per day

Fee: $1.25

Provider: MoneyGram

6. Kmart

Although Kmart has been closing stores over the past year, it does still ain and operate some brick-and-mortar stores. If there's a Kmart location near yous, phone call first to encounter if the store will issue a coin order. You can pay for a money order via cash or debit carte du jour, with no additional fee for debit card employ.

Limit: $500

Fee: $1.50

Provider: Western Marriage

seven. Kroger

With nearly three,000 supermarkets spread across the U.S., Kroger is accessible for many — but not every Kroger shop volition issue money orders. For those that do, fees and limits vary by location. You can also cash coin orders at participating Kroger locations, just fees will apply.

Limit: Typically $1,000, but limits may vary by location

Fee: 84 cents to 88 cents on average, but fees vary by location

Provider: Western Union

8. Meijer

A local option in certain states — Illinois, Indiana, Kentucky, Michigan, Ohio and Wisconsin — Meijer will provide, but non greenbacks, money orders. You lot can pay for a money gild via a debit bill of fare with no boosted fee.

Limit: $500; $3,000 maximum per day

Fee: 65 cents

Provider: Western Wedlock

ix. Publix

Publix operates approximately 1,300 locations across seven states: Alabama, Florida, Georgia, Due north Carolina, Southward Carolina, Tennessee and Virginia. Publix sells, but will non greenbacks, money orders at all of its stores except for its GreenWise Marketplace locations.

Limit: $500, with no daily maximum

Fee: 99 cents

Provider: Western Spousal relationship

10. Walmart

Walmart has locations throughout the U.S. You can pay for a coin guild at Walmart with greenbacks or debit. In that location's a maximum fee of $1, with no additional fee for payment by debit carte. You can also greenbacks MoneyGram coin orders if they were purchased at Walmart.

Limit: $one,000 with a $ane,000 daily maximum

Fee: Up to $ane; fees vary by location

Provider: MoneyGram

Security Tips

Although your money order will accept a payee — making it harder for anyone else to cash it — you lot still need to be aware that carrying a money order effectually is like to carrying cash. Keep your money as secure as possible by following this guidance:

Precautions To Have

• Be mindful of your surround when you request a money social club. If you feel uncomfortable, ask for help in walking to your auto.
• Make full the money order out completely before you go out the store — write conspicuously, preferably in black gel ink. Do not leave any spaces bare.
• Go on your receipt. It contains a tracking number that you lot may want to look up if the money order is going to travel to the payee by mail.
• If y'all're mailing the money lodge, use a discreet envelope and alert your payee once information technology is in the mail to try and prevent anyone from intercepting it. Consider sending information technology via certified mail.

Know Earlier You Go

In that location are plenty of places you can plow for a money order, but limits and fees vary by retailer and geographic location. Practise your research in advance and know where you can go for a money order that meets your needs.

If you need a coin club, you'll want to be aware of the post-obit:

• You can purchase more than one money order at a time. However, if you buy more than than $iii,000 in money orders in a single day, you'll need to make full out a class and provide a government-issued photograph ID.
• Stay alert for fraud. Scammers tin pose as existent companies that you know and trust to solicit fee payments from you lot. They may too send you a money social club and enquire for a portion of it dorsum.
• For a military money order, head to an APO/FPO/DPO location.
• You lot tin send a coin order internationally, but limits vary.

Lastly, remember that just because you can get a money order doesn't mean you'll be able to cash information technology in that location. Make sure you have a plan for both sides of the transaction if need be.

Cynthia Measom contributed to the reporting for this article.

Information is authentic every bit of May 17, 2022.

Banks, ATMs and Other Services Nearby

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Kelli Francis is a author and content strategist. She started her career with a degree in journalism from the University of Oregon and went on to work in some of the industry's busiest newsrooms, from The Seattle Times to MSN.com, WebMD and Yahoo. In near a decade at Yahoo, she worked every bit an assistant managing editor at Yahoo Finance, specializing in personal finance content; a producer for Yahoo News; and a managing editor on Yahoo's home folio squad. A perennial seeker, Kelli is currently expanding her noesis of all things finance equally a student at The American College of Financial Services. She is also the very proud mom of a wonderful and unstoppable 7-year-old with Autism Spectrum Disorder.

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